When you search “how to get pre-approved for a mortgage” there are countless ways to pre-qualify for a mortgage in 60 seconds. But, getting approved for your mortgage takes a bit more than 60 seconds. If it only took 60…
I get this question a lot with first-time homebuyers, “what is with all the types of home insurance?” And, it can be an incredibly overwhelming experience, especially as getting all these types of insurance are in the final stages of…
I love all the space and calmness acreage living can bring. This is an attractive feature for anyone wanting to get away from the hustle and bustle of city life. But, if you have never lived on an acreage before,…
How do you actually know when you are ready to be a homeowner? Many people will say that homeownership is one of the greatest investments you can make. And while those people aren’t wrong with that statement (if you do…
As first-time homebuyers, shopping for a home can be overwhelming if you don’t know where to start! But, as I like to say, it’s all about making mortgages (and the home buying process!) simple. Over my 18 years of experience…
Why do Lenders ask for Employment letters? Checking for employment letters might seem like just one more piece of paper, but it’s important. It’s due diligence. And it works on your behalf. A borrower will provide employment letters if requested…
Last week (Oct. 2016), the Federal government announced tighter mortgage rules that will affect home buyers, especially First Time Homebuyers. The tightened mortgage lending rules will limit the amount many Canadians can borrow to help ensure that when interest rates rise, they’ll…
What are Closing Costs? Congrats! You saved for a downpayment and now you are ready to buy. The mortgage and downpayment cover the purchase price of the home. There are other costs involved with purchasing a home, referred to closing…
