Should You Buy Now or Wait?
There are a lot of homebuyers, especially first-time homebuyers, waiting on the sidelines trying to gauge the market on when is the best time to buy. My answer? There isn’t a perfect time to buy. It is what is right…
[VIDEO] What To Expect in the Spring 2024 Market
Client Win: Qualifying a New Canadian Borrower for a Mortgage
I want to share Jennie’s story. Not only is she an inspiration to me, but with a bit of planning over a few months, we were able to get her approved for a new home in Edmonton as a New…
Client Win: Freeing Up John and Sue’s Cash Flow
It’s no secret that the last few years have been difficult with managing rising costs and job uncertainty. In John and Sue’s case, the stress of their upcoming mortgage renewal kept them up at night. They were already living tightly…
Downpayment Options for First-Time Home Buyers
One of the main questions I get from first-time homebuyers is, “Where do I find my downpayment?” With most of my first-time buyer clients, we look at a few downpayment options to buy a home. What is a Downpayment? A…
Moving From BC to Alberta: When the Numbers Make Sense
There has been an increasing number of homeowners moving from BC to Alberta in recent years, mainly for the affordable housing options and employment opportunities. They can find more property for less price in Alberta. I recently worked with Scott,…
Be Life Rich, Not House Poor
When I work with clients on their mortgage pre-approvals, there’s one key component I like to stress. Buying at the top end of your pre-approval budget could be setting you up for tighter expenses and stress down the road. Being…
Is Your HELOC Costing You Money?
It was a trend years ago for your mortgage to be put into a home equity line of credit (HELOC). This is where you had access to revolving equity in your home and could pay down as you chose. Back…
4 Tips to Manage your Finances a Layoff
There’s been a lot of news lately about layoffs. It seems like nearly every company is going through some type of downsizing to start 2023. But, what happens if you have lost your job or are faced with a huge…
Let’s Talk About Amortization
I want to talk to you about amortization. What is it and how can we potentially change it so you have more cash flow in your budget? What Is Amortization? Amortization is the length of time it takes you to…