Let’s Talk About Amortization
I want to talk to you about amortization. What is it and how can we potentially change it so you have more cash flow in your budget? What Is Amortization? Amortization is the length of time it takes you to…
Early Mortgage Renewal? Set a Plan to Consolidate Debt
Is your mortgage renewal coming up in the next six months? Then it’s the perfect time to talk to your mortgage broker about consolidating some of that debt into your mortgage with a refinance. Over the past five years—or however…
Maximize your RRSP Contributions to Help Buy Your First Home
Are you a first-time homebuyer looking to buy this spring or summer? Then it’s time to maximize your RRSP contributions to help build your downpayment! Usually, homebuyers struggle with finding the money for a downpayment, especially first-time buyers. For example,…
When It Makes Sense to Do A Mortgage Refinance
It’s that time of the year when I talk a lot about mortgage refinances. Doing a mortgage refinance on your current home is a great option to look at if you want to decrease your high-interest debt or complete a…
2022: A Year of Historic Interest Rates
Transcript: There’s been a lot going on. 2022 is going to be a textbook year. We had a lot of things going on in the geopolitical world that we had no control over. No control over the war in Ukraine;…
Why I Check My Credit Score Every 6 Months
There are a lot of things we do regularly; change the oil in our vehicles; go to the dentist; get a haircut. But, when was the last time you checked your credit score? Most people check their credit score when…
Mortgage Terminology Explained: 6 Terms Homebuyers Should Know
When you’re buying or selling a home, there are going to be a few new words and acronyms thrown your way (the financial industry loves acronyms!) I know from experience these new terms can be overwhelming. You’re already buying a …
3 Quick Tips for Making an Offer on a Home
You’ve found the right home and you’re thinking of making an offer. This is where the home buying process tends to move quickly, so it pays to be prepared! Ideal homes often receive offers within days of being listed. And…
9 Steps To Do Before You List Your Home For Sale
Are you thinking of listing your home for sale? If selling is on your mind, these are the 9 steps to list a house for sale BEFORE publishing your listing. 1. Know Why You Really Want To Go Some reasons…
Let’s Talk About Rates And The Market
Transcript: I hope everyone is enjoying their summer break and hopefully now the rain has stopped and sun can shine. Just wanted to do a quick video email out just to kind of talk about rates and what’s going on…