Should You Buy Now or Wait?
There are a lot of homebuyers, especially first-time homebuyers, waiting on the sidelines trying to gauge the market on when is the best time to buy. My answer? There isn’t a perfect time to buy. It is what is right…
Client Win: Qualifying a New Canadian Borrower for a Mortgage
I want to share Jennie’s story. Not only is she an inspiration to me, but with a bit of planning over a few months, we were able to get her approved for a new home in Edmonton as a New…
Downpayment Options for First-Time Home Buyers
One of the main questions I get from first-time homebuyers is, “Where do I find my downpayment?” With most of my first-time buyer clients, we look at a few downpayment options to buy a home. What is a Downpayment? A…
Be Life Rich, Not House Poor
When I work with clients on their mortgage pre-approvals, there’s one key component I like to stress. Buying at the top end of your pre-approval budget could be setting you up for tighter expenses and stress down the road. Being…
Maximize your RRSP Contributions to Help Buy Your First Home
Are you a first-time homebuyer looking to buy this spring or summer? Then it’s time to maximize your RRSP contributions to help build your downpayment! Usually, homebuyers struggle with finding the money for a downpayment, especially first-time buyers. For example,…
Why I Check My Credit Score Every 6 Months
There are a lot of things we do regularly; change the oil in our vehicles; go to the dentist; get a haircut. But, when was the last time you checked your credit score? Most people check their credit score when…
Mortgage Terminology Explained: 6 Terms Homebuyers Should Know
When you’re buying or selling a home, there are going to be a few new words and acronyms thrown your way (the financial industry loves acronyms!) I know from experience these new terms can be overwhelming. You’re already buying a …
3 Quick Tips for Making an Offer on a Home
You’ve found the right home and you’re thinking of making an offer. This is where the home buying process tends to move quickly, so it pays to be prepared! Ideal homes often receive offers within days of being listed. And…
Should I Buy a House Now or Wait Six Months?
Recently, I got the question, “should I buy a house now or wait six months?” With the current state of the economy, there is anticipation that home prices may drop in the future. But, we’ve also seen mortgage rates…
10 Things to Consider in Choosing a Mortgage
There’s a lot you need to know when you’re choosing a mortgage. When home buyers start their mortgage process, it’s easy to get overwhelmed. And when we’re in that state of overwhelm, we tend to go with what’s easiest—turning to…