It’s no secret that the last few years have been difficult with managing rising costs and job uncertainty. In John and Sue’s case, the stress of their upcoming mortgage renewal kept them up at night. They were already living tightly…
It was a trend years ago for your mortgage to be put into a home equity line of credit (HELOC). This is where you had access to revolving equity in your home and could pay down as you chose. Back…
There’s been a lot of news lately about layoffs. It seems like nearly every company is going through some type of downsizing to start 2023. But, what happens if you have lost your job or are faced with a huge…
I want to talk to you about amortization. What is it and how can we potentially change it so you have more cash flow in your budget? What Is Amortization? Amortization is the length of time it takes you to…
Is your mortgage renewal coming up in the next six months? Then it’s the perfect time to talk to your mortgage broker about consolidating some of that debt into your mortgage with a refinance. Over the past five years—or however…
It’s that time of the year when I talk a lot about mortgage refinances. Doing a mortgage refinance on your current home is a great option to look at if you want to decrease your high-interest debt or complete a…
When you’re buying or selling a home, there are going to be a few new words and acronyms thrown your way (the financial industry loves acronyms!) I know from experience these new terms can be overwhelming. You’re already buying a …
It’s really easy just to sign the paperwork to renew your mortgage. But is it the best option for you? Before you lock in, there are eight things to consider before you sign your next mortgage renewal Have you explored…
When there’s a lot of news about rising interest rates, I tend to get a lot of calls about what my lowest mortgage rates are. While searching for the lowest interest rate is fine, finding the right mortgage isn’t always…
Most of us tend to think of our mortgage as the ultimate “buy and hold” purchase. Once the paperwork is signed for your term, everything just goes on autopilot until it comes due again. So, why do you have to…
