4 Tips to Manage your Finances a Layoff
There’s been a lot of news lately about layoffs. It seems like nearly every company is going through some type of downsizing to start 2023. But, what happens if you have lost your job or are faced with a huge…
Why I Check My Credit Score Every 6 Months
There are a lot of things we do regularly; change the oil in our vehicles; go to the dentist; get a haircut. But, when was the last time you checked your credit score? Most people check their credit score when…
8 Things to Consider Before You Sign Your Mortgage Renewal
It’s really easy just to sign the paperwork to renew your mortgage. But is it the best option for you? Before you lock in, there are eight things to consider before you sign your next mortgage renewal Have you explored…
Why A Mortgage Broker Can Find The Best Residential Mortgage Lenders for You
One of the biggest misconceptions of using mortgage brokers is that brokers place their residential mortgages with private lenders and not banks. Have you heard of this before? Well, of all the mortgages I’ve completed in my 12+ year career…
Pre-qualify for a Mortgage in 60 Seconds But Beware
When you search “how to get pre-approved for a mortgage” there are countless ways to pre-qualify for a mortgage in 60 seconds. But, getting approved for your mortgage takes a bit more than 60 seconds. If it only took 60…
Beware of Mortgage Penalties when Rate Hunting
When there’s a lot of news about rising interest rates, I tend to get a lot of calls about what my lowest mortgage rates are. While searching for the lowest interest rate is fine, finding the right mortgage isn’t always…
New Rules Limit First Time Homebuyers
Last week (Oct. 2016), the Federal government announced tighter mortgage rules that will affect home buyers, especially First Time Homebuyers. The tightened mortgage lending rules will limit the amount many Canadians can borrow to help ensure that when interest rates rise, they’ll…
House Hunting: 5 Tips to help with the Homebuying Process
There are so many options when you start the house hunting process. It can be overwhelming! Here are a few house hunting tips to help make the process a bit easier: 1) Get Pre-approved First of all, the #1 thing…