First Time Home Buyer/New Purchase
Purchasing a new home or buying one for the first time is very exciting!
Congrats, you’ve already accomplished the first step by connecting with a
mortgage broker to do the leg work for you and help you navigate through the
sometimes complicated process.
We will answer all your questions, work through the financing terms, types of
mortgage products available and get you the best rates possible saving you time,
money and your sanity! We will work with you, your realtor and lawyer to get you
the best mortgage for you and help you realize your home ownership dreams.
Have your needs changed? Want to take advantage of lower interest rates to save some money? Need to access the equity in your home to consolidate high interest debt? Time for some home renovations or have a child going to college? Life changes might mean your mortgage has to change with you. We can answer your questions, help determine your needs whether it be a Home Equity Line of Credit or a new mortgage term. Pulling out equity in your home and consolidating debts into one manageable payment can save you a great deal of stress. We deal with numerous lenders to get the lowest possible rates and best products for your changing needs.
Mortgage renewals are too often the most neglected decisions homeowners make during the course of their mortgage. Many people just stay with their current lender because they believe it is too time consuming and a hassle to shop around, or they take the bank’s word that it’s the best rate. Simply, not true! Months before your mortgage is ready to renew, we can shop around for you, save you the hassle and help you save thousands each year by negotiating a better rate. With access to dozens of lenders in competition for our business, we can pass along our large volume discounts to get you the best rate and product for your needs.