Is Your HELOC Costing You Money?
It was a trend years ago for your mortgage to be put into a home equity line of credit (HELOC). This is where you had access to revolving equity in your home and could pay down as you chose. Back…
It was a trend years ago for your mortgage to be put into a home equity line of credit (HELOC). This is where you had access to revolving equity in your home and could pay down as you chose. Back…
There’s been a lot of news lately about layoffs. It seems like nearly every company is going through some type of downsizing to start 2023. But, what happens if you have lost your job or are faced with a huge…
I want to talk to you about amortization. What is it and how can we potentially change it so you have more cash flow in your budget? What Is Amortization? Amortization is the length of time it takes you to…
Is your mortgage renewal coming up in the next six months? Then it’s the perfect time to talk to your mortgage broker about consolidating some of that debt into your mortgage with a refinance. Over the past five years—or however…
It’s really easy just to sign the paperwork to renew your mortgage. But is it the best option for you? Before you lock in, there are eight things to consider before you sign your next mortgage renewal Have you explored…
When there’s a lot of news about rising interest rates, I tend to get a lot of calls about what my lowest mortgage rates are. While searching for the lowest interest rate is fine, finding the right mortgage isn’t always…
Most of us tend to think of our mortgage as the ultimate “buy and hold” purchase. Once the paperwork is signed for your term, everything just goes on autopilot until it comes due again. So, why do you have to…
Why do Lenders ask for Employment letters? Checking for employment letters might seem like just one more piece of paper, but it’s important. It’s due diligence. And it works on your behalf. A borrower will provide employment letters if requested…