One of the main questions I get from first-time homebuyers is, “Where do I find my downpayment?” With most of my first-time buyer clients, we look at a few downpayment options to buy a home. What is a Downpayment? A…
When I work with clients on their mortgage pre-approvals, there’s one key component I like to stress. Buying at the top end of your pre-approval budget could be setting you up for tighter expenses and stress down the road. Being…
There’s been a lot of news lately about layoffs. It seems like nearly every company is going through some type of downsizing to start 2023. But, what happens if you have lost your job or are faced with a huge…
There are a lot of things we do regularly; change the oil in our vehicles; go to the dentist; get a haircut. But, when was the last time you checked your credit score? Most people check their credit score when…
When you’re buying or selling a home, there are going to be a few new words and acronyms thrown your way (the financial industry loves acronyms!) I know from experience these new terms can be overwhelming. You’re already buying a …
You’ve found the right home and you’re thinking of making an offer. This is where the home buying process tends to move quickly, so it pays to be prepared! Ideal homes often receive offers within days of being listed. And…
One of the biggest misconceptions of using mortgage brokers is that brokers place their residential mortgages with private lenders and not banks. Have you heard of this before? Well, of all the mortgages I’ve completed in my 12+ year career…
When you search “how to get pre-approved for a mortgage” there are countless ways to pre-qualify for a mortgage in 60 seconds. But, getting approved for your mortgage takes a bit more than 60 seconds. If it only took 60…
When there’s a lot of news about rising interest rates, I tend to get a lot of calls about what my lowest mortgage rates are. While searching for the lowest interest rate is fine, finding the right mortgage isn’t always…
Most of us tend to think of our mortgage as the ultimate “buy and hold” purchase. Once the paperwork is signed for your term, everything just goes on autopilot until it comes due again. So, why do you have to…
