It’s no secret that the last few years have been difficult with managing rising costs and job uncertainty. In John and Sue’s case, the stress of their upcoming mortgage renewal kept them up at night. They were already living tightly…
When I work with clients on their mortgage pre-approvals, there’s one key component I like to stress. Buying at the top end of your pre-approval budget could be setting you up for tighter expenses and stress down the road. Being…
There’s been a lot of news lately about layoffs. It seems like nearly every company is going through some type of downsizing to start 2023. But, what happens if you have lost your job or are faced with a huge…
How do you actually know when you are ready to be a homeowner? Many people will say that homeownership is one of the greatest investments you can make. And while those people aren’t wrong with that statement (if you do…
Why do Lenders ask for Employment letters? Checking for employment letters might seem like just one more piece of paper, but it’s important. It’s due diligence. And it works on your behalf. A borrower will provide employment letters if requested…
