Downpayment options for first-time homebuyers

Downpayment Options for First-Time Home Buyers

One of the main questions I get from first-time homebuyers is, “Where do I find my downpayment?” With most of my first-time buyer clients, we look at a few downpayment options to buy a home. What is a Downpayment? A…

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Be Life Rich, Not House Poor. Why you should stay within your pre-approval budget.

Be Life Rich, Not House Poor

When I work with clients on their mortgage pre-approvals, there’s one key component I like to stress. Buying at the top end of your pre-approval budget could be setting you up for tighter expenses and stress down the road. Being…

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Is your HELOC costing you? Managing your HELOC.

Is Your HELOC Costing You Money?

It was a trend years ago for your mortgage to be put into a home equity line of credit (HELOC). This is where you had access to revolving equity in your home and could pay down as you chose.   Back…

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4 Tips to Manage a Layoff

4 Tips to Manage your Finances a Layoff

There’s been a lot of news lately about layoffs. It seems like nearly every company is going through some type of downsizing to start 2023.  But, what happens if you have lost your job or are faced with a huge…

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Let’s Talk About Amortization

I want to talk to you about amortization. What is it and how can we potentially change it so you have more cash flow in your budget? What Is Amortization? Amortization is the length of time it takes you to…

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3 Quick Tips For Making an Offer on a Home

3 Quick Tips for Making an Offer on a Home

You’ve found the right home and you’re thinking of making an offer. This is where the home buying process tends to move quickly, so it pays to be prepared!  Ideal homes often receive offers within days of being listed. And…

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Beware of mortgage penalties when rate hunting. And why the lowest rate doesn't always save the most money.

Beware of Mortgage Penalties when Rate Hunting

When there’s a lot of news about rising interest rates, I tend to get a lot of calls about what my lowest mortgage rates are. While searching for the lowest interest rate is fine, finding the right mortgage isn’t always…

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