Do You Know Your Credit Score?

Do you know you credit score? And why can it impact your chances of getting a mortgage?

Have you been struggling to land your dream job? Maybe it’s not your qualifications that are keeping you back but your credit score. Yes, I said credit score. Mortgage lenders are not the only people who can access your credit history. Employers, landlords, and even cell phone companies can review your credit history. Before sending in that next job application, it’s a good idea to check where your credit stands. What Does A Good Credit Score Mean? Your credit score is a three-digit number between 300 and 900 that is used by lenders to determine how dependable you are with…

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New Mortgage Qualifying Rates

This new change makes it slightly more difficult for those who are planning to put 20% or more down for their mortgage downpayment or want to refinance.

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Annual Mortgage Reality Check

A Mortgage Reality Check Most of us tend to think of our mortgage as the ultimate “buy and hold” purchase. After all, who wants to spend any more time in the “borrower” chair than is absolutely necessary? You get a 5- year term, and then go on automatic pilot until it comes due again. You might wring your hands over your other finances, but your mortgage is set in stone, right? Well, not exactly. In fact, it’s a great idea to have an annual mortgage review to see if it’s really working for you – especially in the context of…

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