Client Win: Freeing Up John and Sue’s Cash Flow
It’s no secret that the last few years have been difficult with managing rising costs and job uncertainty. In John and Sue’s case, the stress of their upcoming mortgage renewal kept them up at night. They were already living tightly…
Let’s Talk About Amortization
I want to talk to you about amortization. What is it and how can we potentially change it so you have more cash flow in your budget? What Is Amortization? Amortization is the length of time it takes you to…
Early Mortgage Renewal? Set a Plan to Consolidate Debt
Is your mortgage renewal coming up in the next six months? Then it’s the perfect time to talk to your mortgage broker about consolidating some of that debt into your mortgage with a refinance. Over the past five years—or however…
Buying a Home? Check Your Credit Score First
Before you type into Google, “homes for sale,” you should be taking a deep look at your credit score and report. I get it. It’s not the glamorous side of buying a new home but knowing how the credit bureaus…
5 Smart Ways to Use Your Tax Refund
Most of us never expect to get much of a refund, or maybe you are one of the lucky ones who can count on getting one each year. Either way, few people have a plan to use their tax refund…
5 Steps to Prioritize and Pay Down Your Debt
Is your debt controlling you or are you controlling your debt? If it is controlling you, then it is time to sit down and start prioritizing your debt. I have five steps that I have used personally and with my…
Tips to Build your Financial Resources to Support you in Tough Times
Financial resiliency is your ability to make it through the tough times. I have a few tips to help you better understand your financial picture, so you can build a plan to support you during financial hardships. Check Your Credit…
Time For Your Annual Mortgage Check-Up
Most of us tend to think of our mortgage as the ultimate “buy and hold” purchase. Once the paperwork is signed for your term, everything just goes on autopilot until it comes due again. So, why do you have to…
Do You Know Your Credit Score?
Have you been struggling to land your dream job? Maybe it’s not your qualifications that are keeping you back but your credit score. Yes, I said credit score. Mortgage lenders are not the only people who can access your credit…