Beware of mortgage penalties when rate hunting. And why the lowest rate doesn't always save the most money.

Beware of Mortgage Penalties when Rate Hunting

When there’s a lot of news about rising interest rates, I tend to get a lot of calls about what my lowest mortgage rates are. While searching for the lowest interest rate is fine, finding the right mortgage isn’t always…

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4 Signs You're Ready to Be a Homeowner

4 Signs You’re Ready to Be a Homeowner

How do you actually know when you are ready to be a homeowner? Many people will say that homeownership is one of the greatest investments you can make. And while those people aren’t wrong with that statement (if you do…

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My Top 5 Tips For First-Time Homebuyers | Jacqueline Mortgages | Edmonton Mortgage Broker

Top 5 Tips for First-Time Homebuyers

As first-time homebuyers, shopping for a home can be overwhelming if you don’t know where to start!  But, as I like to say, it’s all about making mortgages (and the home buying process!) simple. Over my 18 years of experience…

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employment letters

Why do Lenders ask for Employment letters?

Why do Lenders ask for Employment letters? Checking for employment letters might seem like just one more piece of paper, but it’s important.  It’s due diligence.  And it works on your behalf. A borrower will provide employment letters if requested…

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6 Mortgage Terms Every Homebuyer should know

6 Mortgage terms Homebuyers should know

Mortgage terms can be daunting for a homebuyer . Understanding these 6 mortgage terms homebuyers should will be helpful when you consider buying your first home! Here are the 6 Mortgage Terms: High-ratio mortgage A Homebuyer that purchase…

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3 Quick Tips for Making an Offer on a Home

Making an Offer on a Home? Ideal homes often receive offers within days of being listed.  A buyer can increase their chances of securing their ideal home by being prepared! 3 Quick Tips for Making an offer on a Home:…

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New Rules Limit First Time Homebuyers

Last week  (Oct. 2016),  the Federal government announced tighter mortgage rules that will affect home buyers, especially First Time Homebuyers. The tightened mortgage lending rules will limit the amount many Canadians can borrow to help ensure that when interest rates rise, they’ll…

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