Down Payment Options

Down Payment Options

What Are My Down Payment Options? One of the biggest challenges of home ownership is saving the required down payment. Your lender will be looking for a minimum 5% down payment on your property. There are generally 5 options available. Your down payment can come from...

Why do Lenders ask for letters of employment? Checking for employment letters might seem like just one more piece of paper, but it’s important.  It’s due diligence.  And it works on your behalf. When you are applying for a mortgage, often an employment...
Why I check my Credit Rating every 6 months

Why I check my Credit Rating every 6 months

Why I Check My Credit Rating Every 6 Months When is the last time you checked your own credit bureau? I’ve made it a habit to check my credit bureau every 6 months or when I close a loan or credit card and here’s why. I purchased a new computer in the fall.  I had the...
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